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The
CAPS MOU requires the state pay 80% of the weighted
average of the four largest plans. As a result, the state’s 2009
contribution toward each "vested" employee’s health plan is $382
for a single, $762 for two-party and $994 for families for
vested employees.* The state’s contribution for employees with
less than two years state service, called "non-vested"
employees, is lower, as noted below. Employees must pay the
difference between the state contribution rate and the premium
for the enrolled health plan.
PERS Select,
PERSChoice and PERSCare have reduced premiums for 2009, making the PERS Select Plan more competitive with the other HMO programs.
Details on plan changes will come directly from CalPERS to individual members, or go to
the
CalPERS website. Open
enrollment is held from September 15 - October 10, 2008 for the 2009
enrollment year.
*Vested employees are
defined as those with at least 24 months completed state service.
|
2009 STATE CONTRIBUTION RATE |
| |
Single |
Two-Party |
Family |
|
Vested employees* |
382 |
764 |
994 |
|
2nd year
of employment |
382 |
668 |
841 |
|
1st year
of employment |
382 |
573 |
688 |
|
PREMIUM FOR BLUE SHIELD Net Value SM |
|
Premium |
Single |
Two-Party |
Family |
|
2009 |
446 |
893 |
1161 |
|
2009 Out-of-Pocket Cost |
|
Vested employees* |
64 |
129 |
167 |
|
2nd year
of employment |
64 |
225 |
320 |
|
1st year
of employment |
64 |
320 |
473 |
|
BLUE SHIELD ACCESS + HMO |
|
Premium |
Single |
Two-Party |
Family |
|
2009 |
505 |
1010 |
1313 |
|
2009 Out-of-Pocket Cost |
|
Vested employees* |
123 |
246 |
319 |
|
2nd year
of employment |
123 |
342 |
472 |
|
1st year
of employment |
123 |
437 |
625 |
|
KAISER CA |
|
Premium |
Single |
Two-Party |
Family |
|
2009 |
472 |
944 |
1227 |
|
2009 Out-of-Pocket Employee Cost |
|
Vested employees* |
90 |
180 |
233 |
|
2nd year
of employment |
90 |
276 |
386 |
|
1st year
of employment |
90 |
371 |
539 |
|
PERS Select |
|
Premium |
Single |
Two-Party |
Family |
|
2009 |
449 |
897 |
1167 |
|
2009 Out-of-Pocket Employee Cost |
|
Vested employees* |
67 |
133 |
173 |
|
2nd year
of employment |
67 |
229 |
326 |
|
1st year
of employment |
67 |
324 |
479 |
|
PERSChoice |
|
Premium |
Single |
Two-Party |
Family |
|
2009 |
478 |
955 |
1242 |
|
2009 Out-of-Pocket Employee Cost |
|
Vested employees* |
96 |
191 |
248 |
|
2nd year
of employment |
96 |
287 |
401 |
|
1st year
of employment |
96 |
382 |
554 |
|
PERSCare |
|
Premium |
Single |
Two-Party |
Family |
|
2009 |
742 |
1485 |
1930 |
|
2009 Out-of-Pocket Employee Cost |
|
Vested employees* |
360 |
721 |
936 |
|
2nd year
of employment |
360 |
817 |
1089 |
|
1st year
of employment
|
360 |
912 |
1242 |
*Vested
employees are
defined as those with 24 months completed state service.
|
