2013 Vested Health Premium Rates

The CAPS MOU requires the state pay 80% of the weighted average of the four largest plans. As a result, the state’s 2013 contribution toward each employee’s health plan is $495 for a single, $992 for two-party and $1,288 for families. Employees must pay the difference between the state contribution rate and the premium for the enrolled health plan.

Details on plan changes will come directly from CalPERS to individual members, or go to the CalPERS website. Open enrollment is held in the Fall for the 2013 enrollment year.  FlexElect open enrollment is also held at the same time. 

You may wish to reduce your taxable income by estimating your medical expenses and participating in the Medical Reimbursement Program.  Information is on DPA's website at http://www.calhr.ca.gov/employees/Pages/reimbursement-accounts-medical.aspx. 

  

 2013 STATE CONTRIBUTION RATE
   Single  Two-Party  Family
2013 $495 $992 $1,288



 BLUE SHIELD ACCESS + HMO  
 Premium  Single  Two-Party  Family  
  2013 $676 $1,354 $1,760
Out-of-Pocket Cost  
 2013 $181 $362 $472



 BLUE SHIELD Net Value SM  
 Premium  Single   Two-Party  Family
  2013 $578 $1,156 $1,503
 Out-of-Pocket Cost  
2013 $830 $164 $215



 BLUE SHIELD ACCESS + HMO  
 Premium  Single  Two-Party  Family  
  2013 $676 $1,354 $1,760
Out-of-Pocket Cost  
 2013  $181 $362 $472



 KAISER CA 
 Premium    Single   Two-Party  Family 
  2013 $609 $1,219 $1,584
 Out-of-Pocket Employee Cost  
2013 $114 $227 $296



 KAISER Out of State 
 Premium    Single   Two-Party  Family 
  2013 $876 $1,753 $2,279
 Out-of-Pocket Employee Cost  
2013 $381 $761 $991


 PERS Select  
 Premium  Single   Two-Party  Family  
  2013 $463 $926 $1,204
 Out-of-Pocket Employee Cost  
 2013 0 0 0


 PERSChoice  
 Premium  Single  Two-Party  Family  
  2013 $634 $1,268 $1,649
Out-of-Pocket Employee Cost  
 2013 $139 $276 $361


 PERSCare  
 Premium    Single   Two-Party  Family  
  2013 $1,030 $2,059 $2,677
Out-of-Pocket Employee Cost  
 2013 $535 $1,067 $1,389